When you invest with LCEF, you not only earn a competitive interest rate your investment also goes to work for the Church. Our investments make  funds  available to equip LCMS pastors, churches, schools and organizations  to fulfill their call of sharing the Gospel of Jesus Christ.

LCEF began by churches helping other churches  build space and place  for worship and ministry. LCEF continues this mission. When your congregation invests with LCEF, those dollars earn competitive interest while helping other churches build, remodel, and plant new ministries.

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Discover our range of

ministry and personal loans


It’s reassuring knowing your child is

God’s child—secure in His grace and

love. Through the Young Investors

(Y.I.) Club, your child’s savings can help others experience God’s love through the sharing of the Gospel. Kids ages 7-18 can earn up to $50 a year for community service and good grades all while helping to empower ministries in Kingdom work!  

For more information visit lcef.org/young-investors-club.

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Contact Susan Olson


to discuss your lending needs.

LCEF is a nonprofit religious organization: therefore. LCEF investments are not FDIC-insured bank deposit accounts This is not an offer to sell investments. nor a solicitation to buy LCEF will offer and sell its securities only in states where authorized The offer is made solely by LCEF's Offering Circular Investors should carefully read the Offering Circular. which more fully describes associated risks Lutheran Church Extension Fund-Missouri Synod 10733 Sunset Office Drive. Suite 300. St Louis. MO 63127-1020 800-843-5233 lcef.org. NMLS #3444